Your Next Steps

Buying property usually follows a clear path. First, you'll want to understand your borrowing power — this is where a Mortgage Broker helps. They'll assess your income, expenses, and assets to get you a pre-approval (a conditional promise from a lender about how much you can borrow). This is crucial before you start looking seriously.

With your budget clear, you can start your property search. A Buyer's Agent works exclusively for you (not the seller) to find properties that match your criteria, attend inspections, and negotiate the best price. They're especially valuable in competitive markets or when buying interstate.

Once you've found a property and your offer is accepted, a Conveyancer handles the legal transfer. They review the contract of sale, check for hidden issues (like easements or unpaid rates), and manage settlement — the day when ownership officially transfers to you and money changes hands.

Finally, an Accountant helps you understand the tax implications of your purchase. They advise on structuring your investment, depreciation schedules, Capital Gains Tax (CGT), and negative gearing strategies to maximise your returns.